Cargo Contracts are by far one of the worst money methods in nations that has so much potential. Here are a few changes that need to be made so that they are more worth doing, leading to less people silver and gold mining.

1 - Count number of ocean blocks between towns not just town distance. It's often a problem that someone needs to travel 40k blocks but only gets paid around 3-4k for a 30 minute journey on cargo ships, this is mainly because contracts calculate pay based off distance, and the distance between towns is done assuming that there is a straight line, even though realistically there is usually an entire continent to go around.

2 - For towns to be considered ports, they should have atleast 3 chunks going out into the water. Makes it more easily accessible by ships.

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